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Student loan repayment strategy for dermatology

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Hi guys, I just graduated from med school. I was wondering how everyone opted to pay off their student loans. Given that many dermatology residents go into private practice after training (my plan as of right now), how likely is it to actually get PSLF? I borrowed 150k in total - currently deciding between income-driven repayment vs. private refinancing. Would love to learn what derm residents/attending typically do. Thanks so much!

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